Mickelson leads at Riviera going into the weekend (AP)

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Ryan Palmer hits to the eight hole during the second round of the Northern Trust Open golf tournament at Riviera Country Club in Los Angeles, Friday, Feb. 17, 2012. (AP Photo/Chris Carlson)AP - Pat Perez hasn't gone up against Phil Mickelson since the opening round of the Match Play Championship four years ago.


Source: http://us.rd.yahoo.com/dailynews/rss/sports/*http%3A//news.yahoo.com/s/ap/20120218/ap_on_sp_go_su/glf_northern_trust_open

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BNM, Fatwa Council explains foreign currency trading status ? RIBH ...

KUALA LUMPUR, Feb 16 (Bernama) ? Bank Negara Malaysia clarified that buying and selling of foreign currency in Malaysia is only allowed with licensed commercial banks, Islamic banks, investment banks and international Islamic banks as provided for under the Exchange Control Act 1953.

from "islamic banks" ? Yahoo! News Search Results http://www.mysinchew.com/node/70282

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Source: http://ribhnews.wordpress.com/2012/02/17/bnm-fatwa-council-explains-foreign-currency-trading-status/

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ICE agent was fatally shot during struggle for gun

Homeland Security police cars are shown parked outside the Long Beach, Calif., Federal Courthouse Friday, Feb. 17, 2012 in Long Beach, Calif. On Thursday an agent shot another agent who was then shot and killed by a third agent. The wounded agent was hospitalized. This shooting at the federal building of a high-ranking Immigration and Customs Enforcement official was over an unspecified disciplinary matter, a person familiar with the case said. (AP Photo/Nick Ut)

Homeland Security police cars are shown parked outside the Long Beach, Calif., Federal Courthouse Friday, Feb. 17, 2012 in Long Beach, Calif. On Thursday an agent shot another agent who was then shot and killed by a third agent. The wounded agent was hospitalized. This shooting at the federal building of a high-ranking Immigration and Customs Enforcement official was over an unspecified disciplinary matter, a person familiar with the case said. (AP Photo/Nick Ut)

U.S. Immigration and Customs Enforcement Director John Morton speaks during a news conference Friday Feb. 17, 2012 in Long Beach, Calif. Investigators on Friday were still piecing together the details of Thursday's chaotic shooting scene at the Immigration and Customs Enforcement office in Long Beach. ( AP Photo/Nick Ut)

A Police officer enters the Federal Building in Long Beach, Calif. , after reports of shots fired on Thursday, Feb. 16, 2012. The FBI says a federal immigration agent shot and seriously wounded a co-worker in a workplace dispute before another agent pulled his weapon and shot the gunman to death inside a the Long Beach federal building. The Immigration and Customs Enforcement agents were shot on the seventh floor of the Glenn M. Anderson Federal Building shortly before 6 p.m. Thursday. (AP Photo/Los Angeles Times, Bob Chamberlin ) NO FORNS; NO SALES; MAGS OUT; ORANGE COUNTY REGISTER OUT; LOS ANGELES DAILY NEWS OUT; VENTURA COUNTY STAR OUT; INLAND VALLEY DAILY BULLETIN OUT; SAN BERNARDINO SUN OUT; MANDATORY CREDIT, TV OUT

A Homeland Security police car is shown parked outside the Long Beach, Calif., Federal Courthouse Friday Feb. 17, 2012 in Long Beach, Calif. On Thursday a gunman shot another agent who was then shot and killed by a third agent. The wounded agent was hospitalized. This shooting at the federal building of a high-ranking Immigration and Customs Enforcement official was over an unspecified disciplinary matter, a person familiar with the case said. (AP Photo/Nick Ut)

Steve Martine, FBI, left to right, Claude Arnold Special Agent ICE and Long Beach Mayor Bob Foster, are shown during a news conference at the Glenn Anderson Federal Building, Friday Feb. 17, 2012 in Long Beach, Calif. A fatal shooting in a Southern California Immigration and Customs Enforcement office occurred as an agent was being counseled on his performance by a high-ranking ICE official, the FBI said Friday. (AP Photo/Nick Ut)

(AP) ? An Immigration and Customs Enforcement agent accused of shooting a supervisor died after an "intense" struggle for his gun with a colleague who burst into the office after he heard shots fired, an official said Saturday.

The shooting Thursday happened after Ezequiel Garcia had a discussion about his job performance with ICE's second-in-command in the Los Angeles region, agency spokeswoman Virginia Kice said. Another agent who attended the meeting had just left the office and rushed back after the shots rang to disarm Garcia.

"There was a very, very intense struggle," Kice said. "They were physically struggling over the gun."

The agent eventually drew his own gun and shot Garcia, Kice said. ICE is not releasing the agent's name.

The supervisor, Kevin Kozak, continued to recover Saturday from at least six bullet wounds, including to the hand, knee and torso, Kice said. Kozak, 51, is the agency's deputy special agent in charge of investigations in the Los Angeles region.

Garcia joined the former Immigration and Naturalization Service in 1988 and was named criminal investigator three years later. Shortly after the Department of Homeland Security was created in 2003, he was promoted to supervisor for a documents and benefits fraud task force.

He had told his wife of problems at work but, when she called him at the office Thursday, everything seemed normal, according to the Los Angeles Times. They talked about having Korean barbecue for dinner. Before he could go home, though, he had to meet with a high-ranking supervisor about his job performance.

Garcia's wife, Balbina, told the newspaper on Friday that the couple were going through a divorce after 14 years of marriage but trying to work things out.

"He never made it home," she said.

Former neighbors in Murrieta, southeast of Los Angeles, said Saturday that Garcia worked long hours and mostly kept to himself.

"He was friendly enough to wave and say hi, but he didn't have too much time for conversation," said Tim Shepard, 49, who lived across the street.

Neighbors said Garcia moved to the quiet, residential street with his wife and two young boys when the subdivision was built about eight years ago. About four years ago, he began visiting only on weekends. The family moved about two years ago, though Garcia's wife still regularly returns to visit a friend.

"He worked a lot," said Andrea Tjaden, 45, who lived next door. "He would come home late at night and be gone for days."

Tjaden was friendly with Garcia's wife, who once brought her tamales. Garcia's wife spoke limited English and gave Tjaden a chance to practice her Spanish.

Garcia was a plaintiff in a lawsuit against the Los Angeles Police Department after he and another immigration agent claimed they were roughed up by officers while doing undercover work. A federal jury found in the police officers' favor in 2005, saying they did not use excessive force against Garcia and the other agent.

The lawsuit alleges that the other agent was sitting in an unmarked car when officers handcuffed and threatened to shoot him. When Garcia arrived, police allegedly put him in a headlock, handcuffed him and forced him into the back of a police car, despite his cries of agony because of an old shoulder injury. Garcia was hospitalized for treatment of his shoulder and "numerous bruises and contusions."

"If this could happen to me, then ordinary citizens have even more reason to fear for their own safety," Garcia told the Los Angeles Times when the lawsuit was filed in 2000. "The situation within the LAPD is clearly out of control."

Doug Walters, an attorney who represented Garcia, said he was shocked by his death.

"During the time I worked with Zeke, his supervisors were very supportive of him and the case. Some of his supervisors traveled some distances to testify," he said.

The shooting erupted after Garcia "was being counseled about some job performance issues," Kice said. She said she didn't know what those issues were and could not disclose them if she did.

A federal official with knowledge of the investigation has told The Associated Press that Kozak denied Garcia's request for an internal transfer. The official spoke on condition of anonymity because he was not authorized to discuss the investigation publicly.

ICE routinely reallocates resources in line with priorities, but does not disclose information about transfers due to security reasons, Kice has said.

Los Angeles police officers who work in the building responded to a call for help over the public address system and aided the bleeding Kozak, Kice said. The officers are assigned to a joint task force for Internet crimes against children.

"The fact that they were literally right there probably was another thing that was instrumental in (Kozak's) survival," she said.

Kozak, who began his career with Treasury's customs bureau nearly 30 years ago, has been ICE's second-in-command in Los Angeles since 2004.

___

Spagat reported from Murrieta, Calif. Associated Press writer Greg Risling contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-02-18-Federal%20Building%20Shooting/id-39a495fbc1f34e83a8afade14096537e

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10 Year Term Life Insurance ? Quotes and Explanation

The most affordable type of life insurance is 10 year term.? This insurance is perfect for a young family, who needs some protection, but can?t afford to pay much.? It?s amazing how much life insurance someone in their 30?s or 40?s can purchase for less than $20 bucks per month if they?re in good health, and applying for 10 year term.

10 Year Term Explanation

Most term policies actually guarantee coverage up to age 95 or longer.? However, the premiums are only guaranteed to stay level for the first 10 years, if you select a 10 year term policy.? That means your premiums will stay fixed during the initial 10 year term, and in most policies, will rise annually thereafter.

There are various term lengths, such as 20 or 30 year term, which means the premium stays fixed for a longer duration, and remember, the 10 year term rates are the lowest.? For more information on alternatives to the 10 year term, see our post on Types of Life Insurance.

10 Year Term Life Insurance Quotes

Age $500,000 $1,000,000
30 Year Old Male *$14 $21
40 Year Old Male $17 $28
50 Year Old Male $43 $78
60 Year Old Male $117 $217
70 Year Old Male $339 $625

*Note: All prices are MONTHLY as of 2/17/12, based on healthy, preferred plus, non smoker, and are subject to change.

Buy/Sell Agreement or Key Man Insurance

Many business partnership arrangements require term life insurance on each partner, in the event that if he or she dies, the remaining partner/s will have liquid cash from the life insurance benefit to buy out the decedent?s family and or heirs of his or her share in the company.

10 year term life insurance is a popular choice for buy/sell contracts, since it?s the most affordable, and most businesses figure they either won?t be working together that long, or will probably restructure the ownership agreement by the end of 10 years anyway.

Estate Planning using 10 Year Term

With the current ?Band-aid? on estate taxes and the exclusion amount, some people aren?t sure what their long term estate tax implications could be.? A 10 year term policy with a conversion to permanent insurance may be a good solution for high net worth individuals whose estate value is approaching the current taxable threshold, but now quite there.

For example, a married couple with an 8 million dollar estate, with a properly structured AB Trust or bypass trust, may not owe any estate taxes if they were to both die in 2012.? However, if the current estate tax exemption (currently 5 million per individual) were to drop to, say, 3 Million per individual, then this couple would have an estate tax problem.

Since we don?t know what the future holds for estate tax legislation, some affluent families are purchasing 10 year term as a ?wait and see? type strategy.? If the exclusion amount gets permanently set at 5 million per individual, or if estate taxes are done away with completely, then these wealthy individuals may decide to drop their coverage.

On the other hand, if the exclusion amount is permanently decreased, at least the policyholder will already have a policy in place (the 10 year policy), and could decide to convert it to a permanent policy such as guaranteed universal life or whole life.

You may also want to see this article for more information on using life insurance to avoid estate taxes and life insurance trusts.

Apply for Term Life Insurance

To get started, simply call us at 877-996-9383 or get an instant quote using the form on the right.

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Source: http://termlifeinsurancemales.com/types-of-life-insurance/10-year-term-life-insurance-quotes-and-explanation/

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Deal trims maximum jobless benefits to 73 weeks

In this Feb. 13, 2012 photo, Daniel Thomas DeChynne, center, of Vancouver, holds his resume while waiting in line during a job fair held by Nation Career Fair, in Portland, Ore. The number of people seeking unemployment benefits fell to the lowest point in almost four years last week, the latest signal that the job market is steadily improving. (AP Photo/Rick Bowmer)

In this Feb. 13, 2012 photo, Daniel Thomas DeChynne, center, of Vancouver, holds his resume while waiting in line during a job fair held by Nation Career Fair, in Portland, Ore. The number of people seeking unemployment benefits fell to the lowest point in almost four years last week, the latest signal that the job market is steadily improving. (AP Photo/Rick Bowmer)

In this photo taken, Tuesday, Feb. 14, 2012, Sen. John Barrasso, R-Wyo., left, joined by Senate Minority Leader Mitch McConnell of Ky., speaks with reporters on Capitol Hill in Washington. Barrasso is a member of the House-Senate conference committee working on the extension of the payroll tax break that is also considering the Medicare physician reimbursement rate and an extension of unemployment benefits. . (AP Photo/J. Scott Applewhite)

(AP) ? Millions of Americans will continue to receive long-term unemployment benefits under legislation approved Friday in Congress, but the scope of the program is being scaled back to cover fewer people by the end of the year.

The measure, which also extends a payroll tax cut through the rest of 2012, begins to wind down the program of extended federal jobless benefits that Congress first approved at the height of the recession. The bill reduces the current maximum 99 weeks of benefits to 73 weeks by September. For those in all but about a dozen of the highest unemployment states, benefits will be cut off after 63 weeks.

The benefits are for people out of work more than six months. The program has provided checks to about 18 million out-of-work Americans who exhausted the 26 weeks of state jobless benefits.

Democrats had hoped to keep the maximum number as close as possible to 99 weeks, arguing that the benefits are critical for those struggling to make ends meet and provide a boost to the economy. Republicans wanted to reduce the maximum time span for benefits to 59 weeks, saying too many people don't seriously look for a job until the government checks quit coming.

The bill lets both parties claim victory: Democrats can say they preserved the unemployment program for another year, while Republicans may claim they won major concessions by scaling back the program.

About 43 percent of the nation's nearly 13 million unemployed have been without work for more than six months, double the rate of any other economic downturn since the Great Depression. If Congress had not reached a deal to reauthorize the program, about a million people would have lost benefits next month.

"It's far from perfect, but it seems to be a responsible approach to the current problem of long-term unemployment," said George Wentworth, an attorney with the National Employment Law Project, a worker advocacy group that supports long-term benefits.

It was not immediately clear how many people might lose out on benefits later this year under the new plan. Currently, 22 states are eligible for 93-plus weeks of unemployment insurance; just 18 get the full maximum of 99 weeks. The average unemployed worker receives less than $300 a week in benefits.

Wentworth said the gradual decrease would help cushion the blow for those relying on the benefits.

The plan would extend the current 99-week maximum through May for states with the highest unemployment rates. Benefits would drop to 79 weeks in June and to 73 weeks in September. Unless Congress extends the federal benefits again, people losing their jobs after July 1 will get benefits for only 26 weeks.

"This agreement is a step in the right direction," said James Sherk, a policy analyst at the conservative Heritage Foundation. "However, two years of benefits was excessive when passed, and a year-and-a-half of benefits in an improving labor market is still excessive."

The program was already starting to wind down, anyway. Under the current formula, the maximum coverage period would have fallen to 79 weeks in October.

The job market has been steadily improving, and fewer people are filing for the benefits. On Thursday, the Labor Department reported that the number of people seeking unemployment benefits last week was the lowest it's been in four years.

But Heidi Shierholz, a labor economist with the liberal Economic Policy Institute, said it's still too soon to cut back on benefits.

"Even if we continue growing at the current rate, given the depths of the job deficit that we're in, we're not going to be at a place by May where job opportunities are plentiful," she said. "Layoffs are back to pre-recession levels, but hiring is still extremely slow."

The new law will allow states to make benefit applicants take drug tests if they lost their job because they failed a drug test or are applying for a job that requires one. Republicans dropped an effort to let states require all applicants to take a drug test, or require applicants without a high school diplomas to pursue a GED certificate.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-02-17-Unemployment%20Benefits/id-bb7d1275b55a407587c8e269293d1694

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NPR rolls out music streaming app for iPad (Appolicious)

National Public Radio has had an iPhone-optimized music streaming app called NPR Music available for a while now, but the public radio non-profit has expanded its service, bringing the app to iPad for the first time.

As Fast Company reports, the latest update to NPR Music makes it work with the Apple tablet?s larger screen size, but the core services are the same as those that have been available for a while. NPR Music allows users to stream content from more than 100 different NPR stations across the country. It also features music from lots of different artists, some of which is not available anywhere else.

With 26 million listeners, NPR gets some pretty cool music deals. Often Internet subscribers are able to stream albums from popular recording artists before they?re actually available for sale. Rather than hitting the web and hunting down those streams on NPR.com, NPR Music makes that content available in one place. Plus there's lots of other things like editorial content and radio shows from different stations and music of all sorts, both well-known and not-so well-known. It also includes other cool exclusives, like live-streamed concerts.

Along with the ability to stream all kinds of content and get access to just about everything NPR has to offer on your iPad from across the entire country, the app also includes features like AirPlay support, allowing you to listen using other iOS or Apple devices. NPR Music will even scan through your device?s iTunes playlists and make recommendations of artists and music you might like.

NPR told Fast Company that its push into mobile apps is part of its longer view of staying relevant and attracting new users into the future. Though most young people don?t own a radio, as Anya Grundmann of NPR Music pointed out, NPR?s listenership has been increasing, largely because of its outreach into other media.

?We would be crazy not to be thinking about what happens if [radio] were to decline,? Grundmann said. ?People in their early 20s don't usually own radios. Our core competency at NPR is audio ? and that can transform to multiple platforms.?

It appears as though NPR is in a pretty healthy position to continue to make cool things for iOS devices. Its NPR Music iPad app was an in-house effort and has turned out to be pretty impressive. The non-profit does a pretty great job of providing compelling content, and it seems as though it?s also well on its way to reaching into future distribution channels effectively.

Source: http://us.rd.yahoo.com/dailynews/rss/music/*http%3A//us.rd.yahoo.com/dailynews/external/appolicious_rss/rss_apolicious_en_mu/http___www_appolicious_com_articles11093_npr_rolls_out_music_streaming_app_for_ipad/44566352/SIG=12rllvbft/*http%3A//www.appolicious.com/tech/articles/11093-npr-rolls-out-music-streaming-app-for-ipad

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Understanding Male Penis Enhancement ? Higher Sexual ...

A low intercourse drive can effect our relationships and can also spoil marriages, intercourse may not be the most important factor but it is vitally vital to have a sexual reference to out partner. This enables us to connect nearer to our partners and guarantee our relationships are successful. lasting longer exercises.

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Penis enhancement is possible but it is advisable discover a product that is protected, and preferably one that?s authorized by the Meals and Drug Administration. Also, not many people can afford expensive operations and highly-priced medications. Nowadays, there are creams, pills, injections, and workout routines that are anticipated to help males obtain better erections.

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Source: http://abusofyan.info/?p=2919

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Florida Hires Tim Davis As O-Line Coach

Florida Hires Tim Davis As O-Line CoachFlorida has hired Tim Davis to replace their offensive line coach Frank Verducci who is out after one season. Davis has 25 years of experience, including serving as offensive line coach at his alma mater, Utah, last season. Before that, he spent two years as Minnesota's offensive line coach and worked alongside current Florida tight ends coach Derek Lewis. He also spent a year as director of player personnel under Nick Saban at Alabama (2008) and worked with Florida coach Will Muschamp with the NFL's Miami Dolphins (2005-06). Gator head coach Will Muschamp said in a statement....
quote:

"Tim is a perfect fit for our program. He has a history of coaching in a pro-style offense and shares the same program philosophies," "It will be a seamless transition for our players and staff. He worked with Brian White at Wisconsin, Derek Lewis at Minnesota, and Dan Quinn and I worked with him at the Miami Dolphins. He understands the values that we put on the line of scrimmage and he will help us get where we want to be at that position."

After ranking 105th in total offense last season, the Gators will have two new offensive assistants this coming season.

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Source: http://www.tigerdroppings.com/blog/display.asp?p=31801244

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Lohan owes $140,000 more in back taxes

By Gina Serpe and Claudia Rosenbaum, E! Online

Family problems are nothing new for Lindsay Lohan, so it's only fitting that her current bete noire is none other than reliable old Uncle Sam. Yes, again.

For the second time in as many months, E! News has confirmed that the Internal Revenue Service has filed a federal tax lien against LiLo after the actress failed to pay not only her 2009 taxes, but those on her 2010 earnings as well.

So, how bad is it? This time around, Lindsay is in the hole a whopping $140,203.30 to the Feds. But there's some good news on the horizon.

MORE: What's up with LiLo's new Fashion Week look?

"Lohan's business manager is working out an acceptable arrangement with the IRS and hopes to have the matter solved shortly," Lindsay's rep, Steve Honig, exclusively tells E! News.

According to the document obtained by E! News, the IRS made their assessment of Lindsay's latest failure to pay on Sept. 19.

View the document

Just last month, records surfaced indicating that Lindsay had evaded paying her 2009 federal taxes as well, with the government placing their first tax lien on the actress in the amount of $93,701.57.

PHOTOS: Fashion Spotlight: Lindsay Lohan

Well, she seems to have finally gotten her court act together, here's hoping her financial act follows suit.

Related content:

Source: http://todayentertainment.today.msnbc.msn.com/_news/2012/02/15/10418664-lindsay-lohan-owes-140000-more-in-back-taxes

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How to Start a Website for Fantasy Sports Leagues | ppcloopholes ...

[unable to retrieve full-text content]You and a bunch of your friends or co-workers have formed a fantasy sports league, but do you have a website? Most fantasy league commissioners probably don't.

Source: http://www.ppcloopholes.com/technology/website-design/how-to-start-a-website-for-fantasy-sports-leagues

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